Catalyst Financial

The 10-Minute Habit That Helps You Stay Out of Debt

Handwriting in a lined notebook placed on a table with succulent plants in the background.

Here’s a habit anyone can start:

Review your accounts for exactly 10 minutes a week.

Not budgeting.
Not spreadsheets.
Not restricting.

Just awareness.

During your weekly 10-minute check-in, ask:

What surprised me this week?

Where did my money actually go?

Is anything creeping up?

What can I adjust next week?

This tiny ritual creates:

Less emotional spending

More confidence

Fewer financial surprises

Better decision-making over time

Debt relief gets you stabilized — consistent awareness keeps you stable.

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